Why choose Cover Today

  • No waiting period – Unlike other over 50s life insurers, we provide instant cover from day one1
  • Straightforward claims process – Claiming is simple to make it easier for your loved ones
  • Whole of life cover – You’re covered from day one for the whole of your life
  • Level premiums – So unlike other things in life, what you pay stays the same2
  • Get up to £22,000 of cover, depending on your age
  • You’re covered for up to 2x your cover amount for accidental death from day one (up to £44,000)
  • No medicals, or blood tests – That means no annoying trips to the doctor to apply, just a few health questions  
  • Free health and wellbeing services – You get free access to 24/7 online UK GPs, as well as nutrition plans, physiotherapy assessments and mental health specialists3
  • FREE Funeral Benefit Option – Get up to £300 towards the cost of your funeral4, completely free
  • Choice of £125 Gift Card – When you sign up, you’ll have a choice of £125 Gift Card* from Amazon.co.uk, Argos, or M&S
  • Affordable – With premiums starting at just £4.42 per month5
  • No premiums after age 95 – from the policy anniversary following your 95th birthday, your premiums are no longer payable, and your cover is FREE  continues for life.
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*

 Choice of £125 Gift Card, for new policy holders only,  after six successful monthly payments and once your total premiums paid exceeds the value of your Gift Card.  View full terms and conditions here.

1

You are covered for Over 50s Life Insurance from day one, acceptance is subject to a few eligibility questions. Compared to current market providers of Over 50s Life Insurance, only Cover Today offer immediate cover for death due to any cause. Visit www.covertoday.co.uk/compare-over-50-life-insurance/

2

Prices stay the same unless you choose our Increasing Benefit Option. If you choose this, your premiums and benefit amount will increase each year to help combat inflation.

3

Please note that the Cover Today Health and Wellbeing services do not form part of your life cover contract and it could be changed or removed in the future. This is a non-contractual benefit from Cover Today and can be withdrawn at any time.

4

If you choose an unattended cremation, please note that the £300 contribution will not apply. An unattended cremation means there is no funeral service, funeral procession (or other services such as family viewing, limousine(s), embalming or delivery of ashes). The cremation is arranged at a crematorium at a date and time chosen by the appointed funeral director without anyone attending other than the funeral director’s staff.

5

For a 50-year-old non-smoker with £1,000 of cover.